​It's not uncommon for people to have a pre-existing condition or history of illness. It's hard to know if your current health care coverage will cover you if you have a pre-existing condition. Many people are faced with this problem, and it can be difficult to determine what the best course of action is. 

You don't want to leave yourself vulnerable to financial ruin if you cannot get the care you need because of your health.

​If you die from a drug overdose, life insurance will cover your final expenses and provide for your family. Drug overdoses are on the rise, and they’re claiming more lives than ever before. A life insurance policy can help protect your loved ones from the financial burden of losing you.

​Maintaining life insurance is not something most people make a priority. In the case of the people who are willing to take the risk, it is still an uneasy topic. It needs careful planning, analysis, and assessment of one’s status whether a policy is still needed.

​People who use annuities to plan for retirement want to know that the money they’ve worked hard to save will be there when they need it. Nonetheless, most people don’t know that annuities can be passed along to their heirs. 

Annuities can be inherited, but there are a few key details that you should understand. When you work with an annuity specialist at The Modern Medicare Agency, we can help you sort through all the facts and answer any questions about how this financial product works.