​Do you have consistent medical clinic visits? Assuming this is the case, see that Medicare Part A and Part B accompany cash-based costs you need to pay. You could set aside cash with a Medicare Supplement protection plan. Medigap or Medicare Supplement protection plans fill in "holes" in essential benefits given up by Original Medicare, Part A, and B, including copayments, coinsurance, and deductibles.

​Medicare Supplement Insurance Plans can help reduce your out-of-pocket Medicare costs through co-insurance, co-payments, and deductions. Not all supplement plans are the same; some plans have limits and will only cover your medical expenses once you reach a specific amount. Get to know important points about Medicare Supplement plans before you get one.