When it comes to healthcare insurance, understanding your options is essential. Two important programs that provide coverage to different segments of the population are COBRA and Medicare. If you're considering or transitioning to Medicare, it's crucial to understand...
No one relishes the idea of being dependent on someone to help with routine tasks like getting dressed or bathing, but 60% of us will need these services during our lifetime. Because Medicare typically doesn’t cover the cost of this type of care on a long-term basis,...
Medicare has a lot of rules, and as you’re evaluating various plans to provide for your health during your golden years, you might be wondering if you can be denied Medicare Advantage coverage due to your income. The short answer is no. Medicare Advantage is not based...
If you plan to travel outside the United States, you’re probably wondering if Medicare Advantage will cover medical services. The answer depends on whether you’re seeking routine health care services, or you need emergency services. In most situations, Medicare...
If you’re eligible for Medicare, you might also be able to qualify for a Medicare Special Needs Plan, which is a health insurance plan designed to meet the specific needs of certain groups of Medicare beneficiaries. Enrollment in Special Needs Plans (SNPs for short)...
The Centers for Medicare and Medicaid Services (CMS) publishes guidelines yearly that provide insurance brokers and agents with rules about disseminating marketing materials and engaging in informational communications with Medicare beneficiaries. Referred to as the...
Have you ever wondered if Medicare premiums are tax deductible when you’re self-employed? Unlike regular individuals, business owners can potentially deduct their Medicare premiums from pre-tax dollars to save money on their tax bills. This is good news for any...
Selecting a Medicare plan can be a complex and overwhelming process. There are various options available, and it is easy to get confused. The last thing you’d want is to make a hasty decision that costs you a lot of money. That’s why it is important to work with a...
When choosing a Medicare Part D plan, there are several things you need to consider to ensure you get the coverage you need with the lowest out-of-pocket cost. Unfortunately, finding a program that ticks all the boxes can be difficult. Therefore, it is highly...
The demand for dental insurance in the US is rising due to the improved awareness of oral hygiene and the increasing occurrence of dental problems such as tooth decay. However, getting dental insurance can be stressful, especially if you don’t know where to start....
Choosing the right Medicare plan can be pretty stressful due to the many available options. Therefore, most people prefer working with a reputable Medicare agent Melville to help them understand the intricacies of Medicare and select a plan that suits their unique...
Under the rationale that “more is better,” you might be wondering if you can have more than one primary care doctor and if Medicare will pay for it. The short answer is that it depends, and this article will outline how having multiple primary care physicians works...
