I just wanted to thank Paul for spending the time helping me understand how Medicare works before we started to talk about plan options. I was totally confused about all the letters part ABCD ect. Paul explained how it all worked and then helped me understand how each plan option would work for me with my doctors and medications. With so many plans to choose from I had no idea which way to go. Thankfully that’s all behind me now and I couldn’t be happier with the help and guidance I have received from my agent Paul Barrett.

Had a great experience with Paul recently. We spoke a few times regarding my Medicare options. He always took his time and answered all my questions and made me feel very comfortable. After about a month of calls and emails I was ready to choose a plan, Paul helped me complete the application in less than 5 minutes. It was so easy.

All my friends told me I have to get AARP plan G. It’s the best coverage and you don’t have to pay any copays. That sounded good to me and I was ready to go. I was ready to leave because that sounded good to me. I had the good fortune to receive a brochure from Paul Barrett in the mail, so I decided to call and ask a few questions. The outcome was since I am very healthy and also like to use the local VA that I would get a Medicare advantage plan from Humana. I now have coverage I am very happy with and pay zero premium every month vs 280 with AARP plan G. Paul explained that since I live in NY Humana would be creditable coverage and each year there would be times where I could switch to a supplemental plan without underwriting.

I was having a hard time trying to find a part D drug plan to work with my list of prescriptions. I enrolled in a Medicare supplement plan with my financial planner and he told me after that did not do part D plans but that I could find someone to help easily. That was far from the truth, prior to being referred to Paul Barrett, I spoke with three agents. All of these agents didn’t seem to care that I was bothering them and weren’t very helpful. Paul set me up with a Cigna part D plan even though they do not pay commissions to agents. I took up about 45 minutes of Mr Barretts time and he got nothing other than the satisfaction of doing the right thing. I highly recommend him and encourage you to contact his office for assistance.

Paul recently helped me save big bucks on my monthly prescription costs. I have been on Medicare for a while and my agent never suggested that I enroll in the NYS Epic program, which was a god send for me cutting my rx bills tremendously. By the way this program is through New York state and Paul made zero dollars helping me get enrolled in this program. Thanks again for all your help.

I just turned 65 and didn’t realize I had to sign up for Medicare. I called the Modern Medicare agency and they walked me through the online enrollment process and then helped find a plan that had all my doctors and prescription drugs. My agent was very nice and helped me on multiple occasions and there was absolutely no charge for anything. I would highly recommend giving the modern medicare agency a call if you need any help with Medicare.