Personalized Medicare Guidance for Greenwich Seniors

There’s no one-size-fits-all answer. Medicare Advantage plans often offer lower monthly premiums and extra benefits, while Medicare Supplement (Medigap) plans provide more flexibility to see any doctor who accepts Medicare and more predictable costs. The right choice depends on your doctors, medications, budget, and how you prefer to receive care.

Medicare plan availability is based on ZIP code and county rules. Even nearby towns can have different plans, provider networks, and pricing. That’s why reviewing plans specific to your exact location in Greenwich is so important.

It depends on the specific plan. Medicare Advantage plans use provider networks, which can change from year to year. I always verify whether your doctors and hospitals — such as Greenwich Hospital or nearby medical centers — are in-network before you enroll.

Yes. The shingles vaccine is typically covered under Medicare Part D prescription drug plans, not Original Medicare Parts A or B. Coverage and out-of-pocket costs vary by plan, which is why reviewing your Part D coverage matters.

Most people qualify for premium-free Part A. Medicare Part B has a monthly premium set by Medicare, which may be higher depending on income. There are also deductibles and coinsurance to consider. I’ll explain exactly what applies to your situation.

Yes. I help Medicare beneficiaries throughout Greenwich and surrounding Connecticut communities, offering phone and Zoom consultations for convenience.

In many cases, yes. You may be able to change plans during the Annual Enrollment Period or under certain Special Enrollment Periods. I’ll help you understand when and how you can make a change.

The best Medicare Advantage plan depends on which hospitals and doctors you want to use, as each plan has its own provider network. When helping Greenwich residents, I specifically check plans that include access to major local hospitals such as Greenwich Hospital, White Plains Hospital, Northern Westchester Hospital, and Memorial Sloan Kettering Cancer Center – Westchester, when available. Because hospital participation can vary by plan and can change from year to year, I always verify network status before enrollment to help ensure you can continue receiving care at the hospitals you trust.