Los Angeles Medicare Expert Serving LA County Since 2007

Compare 50+ Medicare Advantage Plans & Multiple Medigap Options from 10+ Top-Rated Carriers—All in One Place

  • 18 Years Helping LA Residents
  • 100% Free Consultation
  • Over 5,000 Clients Served
  • Phone & Zoom Available
Download Free Medicare Guide (2026)
Book a Medicare Review

Trusted Since 2007

18+ Years

5,000+

Clients Served

12+

Medigap Carriers

10+

MA Carriers

New to Medicare in Los Angeles? Already Enrolled? Turning 65? I'm Here to Help.

Whether you’re turning 65, working past 65 and transitioning off employer coverage, already on Medicare and considering a change, or under 65 on disability, you deserve clear guidance — not confusion.

And with the Annual Enrollment Period ending December 7th, now is the time to make sure you're in the right plan for 2026.

I proudly help every type of Medicare consumer in the Los Angeles area:

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Turning 65

First-time enrollment, deadlines, penalties, and choosing the right plan

Why Los Angeles Residents Choose Paul Barrett for Medicare

Unmatched Carrier Access

Unlike captive agents who can only offer one company's plans, I represent 10 Medicare Advantage carriers with over 50 plan options and 12+ Medigap carriers. This means you get unbiased recommendations based on YOUR needs—not my commission.

Unmatched Carrier Access

Unlike captive agents who can only offer one company's plans, I represent 10 Medicare Advantage carriers with over 50 plan options and 12+ Medigap carriers. This means you get unbiased recommendations based on YOUR needs—not my commission.

Unmatched Carrier Access

Unlike captive agents who can only offer one company's plans, I represent 10 Medicare Advantage carriers with over 50 plan options and 12+ Medigap carriers. This means you get unbiased recommendations based on YOUR needs—not my commission.

Unmatched Carrier Access

Unlike captive agents who can only offer one company's plans, I represent 10 Medicare Advantage carriers with over 50 plan options and 12+ Medigap carriers. This means you get unbiased recommendations based on YOUR needs—not my commission.

Download Free Medicare Guide (2026)
Book a Medicare Review

Medicare Advantage Plans in Los Angeles, CA

Los Angeles residents have access to over 50 Medicare Advantage plans from 10 different carriers. These Part C plans combine your Medicare Part A (hospital) and Part B (medical) coverage, and most include prescription drug coverage (Part D) plus extra benefits like dental, vision, and hearing.

I Represent These Top Medicare Advantage Carriers in LA:

SCAN Health Plan

California's largest not-for-profit Medicare Advantage plan

Alignment Health

Growing presence in Southern California

Blue Shield of California

Strong local network

Anthem Blue Cross

Extensive provider access

UnitedHealthcare

National leader in Medicare

WellCare

Competitive benefits and pricing

Humana

Wide range of plan options

Aetna

Premium network access

Molina Healthcare

Focus on underserved communities

+ Additional carriers

More options as they become available

Why So Many Plan Choices Matter

Not all Medicare Advantage plans are created equal. Some plans look attractive with $0 premiums but have limited doctor networks or poor customer service. Others may cost more monthly but save you thousands in out-of-pocket costs if you need care.
During our phone or Zoom consultation, here’s what I evaluate for you:

Does the plan include YOUR doctors and specialists?

Which hospitals are in-network (Cedars-Sinai, UCLA, USC, Kaiser, etc.)?

What are the REAL out-of-pocket costs (copays, coinsurance, max limits)?

Are your prescriptions covered, and at what cost tier?

What extra benefits do you actually value (gym, dental, vision, OTC allowance)?

Does the carrier have good ratings for customer service and claims processing?

Overwhelmed by Choices?

Let me do the heavy lifting. I’ll compare all 50+ plans based on YOUR doctors, prescriptions, and budget—then present you with the top 2-3 options that make sense for your situation.
Download Free Medicare Guide (2026)
Book a Medicare Review

What Los Angeles Clients Say

Real stories from real people who found the right Medicare coverage with Paul’s help.

Medicare Supplement (Medigap) Plans in Los Angeles, CA

Prefer the freedom to see ANY doctor or specialist who accepts Medicare—without networks or referrals? A Medicare Supplement plan might be your best choice. California offers 10 standardized Medigap plans, and I work with 12+ carriers to find you the most competitive rates.

Los Angeles Medigap Carriers I Represent:

UnitedHealthcare (AARP)

Humana

Continental Life

Anthem Blue Cross

Aflac

Blue Shield of California

Globe Life

Mutual of Omaha

Manhattan Life

American Retirement Life

Transamerica

Bankers Life

Multiple carriers = competitive rates and stable pricing over time

California's Unique Medigap Advantages

Understanding Medigap Pricing in California

  • Attained-Age Rated (most common): Your premium is based on your current age and increases as you get older.
  • Issue-Age Rated: Your premium is set by your age when you first buy the policy and doesn't increase due to aging.
  • Community-Rated (least common): Everyone pays the same premium regardless of age.

Birthday Rule

California's unique "Birthday Rule" allows you to switch Medigap plans within 60 days of your birthday each year—no medical underwriting required. This gives you ongoing flexibility other states don't have.

Guaranteed Issue Rights

California offers strong consumer protections. During your Initial Enrollment Period and certain special situations, you cannot be turned down for a Medigap plan due to pre-existing conditions.

Important: Regardless of rating method, premiums can still increase due to inflation and rising healthcare costs. This is why I help you find carriers with good rate stability.

Most Popular Medigap Plans for Los Angeles Residents

Plan G

Comprehensive Coverage

The gold standard of Medigap plans. After you meet your Part B deductible ($282 in 2026), Plan G covers virtually everything Medicare approves—no copays, no coinsurance, no surprises.
Best for: Those who want predictable costs and maximum coverage

High Deductible Plan G

High Deductible Plan G

Same comprehensive coverage as regular Plan G, but with a much lower monthly premium. You pay the first $2,950 in covered costs (2026), then everything else is covered at 100%.
Best for: Healthy individuals who want catastrophic protection at a fraction of the cost

Plan N

Balanced Option

Lower premiums than Plan G with modest copays ($20 office visit, $50 ER). A smart middle ground if you don’t mind small out-of-pocket costs.
Best for: Those balancing premium savings with good coverage

Want to See Actual Rates?

I’ll show you side-by-side pricing from multiple carriers so you can make an informed decision. Most people are surprised by how affordable Medigap can be—
Download Medigap Guide
Book a Medicare Review

Medicare Part D Prescription Drug Plans in Los Angeles

Los Angeles residents can choose from 12 standalone Part D plans in 2026. If you have Original Medicare plus a Medigap plan, you’ll need a separate Part D plan for prescription coverage.

Finding the Right Part D Plan

The “best” Part D plan isn’t the one with the lowest premium—it’s the one that covers YOUR specific medications at the lowest total annual cost. A plan with a $0 premium might cost you hundreds more in copays if your drugs are on higher tiers.

I'll Help You Compare:

  • Which plans cover all your current prescriptions
  • What tier your drugs fall into (generic vs. brand name)
  • Total annual cost (premium + deductible + copays)
  • Which pharmacies are preferred (CVS, Walgreens, Costco, local pharmacies)
  • Whether you'll hit the coverage gap ("donut hole")
Important: Part D plans can change their formularies (drug lists) each year. It’s worth reviewing your plan annually to make sure you’re still getting the best value.
Bring me your prescription list and I’ll run a personalized analysis to find the Part D plan that saves you the most money.
Download Free Medicare Guide (2026)
Book a Medicare Review
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