Free Monthly Seminar — Local
Turning 65 or Retiring Soon? Don't Enroll in Medicare Until You Attend This Free Seminar
- What Medicare really covers — and the gaps that could leave you exposed to large medical bills
- How to avoid lifetime penalties that permanently increase your costs every year
- The real difference between Medicare Advantage and Supplements, explained simply
- How to lower your total healthcare costs — not just your monthly premium
📅 Wednesday, June 18, 2026
🗺️ In Person · Our Office & Local Library
🕛 6:30 PM Eastern
🗺️ Local Community — Seating Limited
No cost · No pressure · Educational only · Take-home materials provided to all attendees
Paul Barrett
Independent Medicare Specialist · 18 Years
📅Wednesday, June 18, 2026
🕖 6:30 PM Eastern · ~60 minutes
In Person — address sent after registration
🗺️ Our Office & Local Library
Sessions held monthly. Can’t make June? Register and we’ll notify you of the next date.
- 🔒 Your information is never sold or shared.
- 18 Years Medicare-Only
- 5,000+ Clients Guided
- 40+ Insurance Carriers Represented
- Licensed in 34 States
- Independent — Not Captive to Any Carrier
Seminar Agenda
What We Cover in 60 Minutes
Each session follows the same core curriculum, with time reserved at the end for your live questions — answered face to face, in the room.
01
Medicare 101 — The Four Parts Explained
Parts A, B, C, and D in plain English: what each covers, what each costs, and where the gaps in Original Medicare are that most people don't discover until a major health event.
02
Medigap vs. Medicare Advantage
The fundamental trade-off between predictable, low out-of-pocket costs and lower monthly premiums — and a clear decision framework for your health needs and budget.
03
Enrollment Windows & Penalty Rules
The specific deadlines that trigger permanent lifetime premium surcharges on Parts B and D — including the employer-coverage exceptions that confuse most people approaching retirement.
04
2026 Costs — The Real Numbers
Current official figures: Part B premium, Part A deductible, out-of-pocket maximums, and the Part D cap — so you know exactly what the government charges before any plan is chosen.
05
The 5 Most Common Medicare Mistakes
Real scenarios where people enrolled at the wrong time, chose the wrong structure for their situation, or permanently lost protections they can never recover.
06
Live Q&A — Your Questions, Answered In the Room
Ask your questions face to face. Every question gets addressed. No question is too basic, and none will be deflected to a follow-up sales call.
Is This For Me?
This Seminar is Built For…
No prior Medicare knowledge required. If any of the following describes you, you’re in the right place.
Turning 65 in the Next 12–18 Months
Your Initial Enrollment Period opens three months before your birthday. This session explains exactly when to act — and what your options are before that window closes.
Retiring & Leaving Employer Coverage
The rules around delaying Part B while covered by an employer plan are specific and commonly misunderstood. Getting this wrong means lifetime premium penalties with no way to undo them.
Already on Medicare, Re-Evaluating
If your costs have risen, your doctor left your network, or you've heard about plan types you weren't offered when you first enrolled — this session gives you an objective framework to evaluate your options.
Helping a Parent Navigate Medicare
Adult children often have more questions than the parent does. This session is designed to help you ask the right questions and understand the answers on their behalf.
In Our Local Community
Whether you found us at the library or heard about us from a neighbor — this is a local, in-person event for your community. Bring a spouse, friend, or family member at no extra cost.
Frustrated by Sales-Driven "Seminars"
If you've attended a Medicare event that felt more like a pitch than a class, this is different. Education is the entire point. No plan will be named, promoted, or pushed during this session.
How It Works
What to Expect
Here’s exactly what happens from the moment you walk in the room.
Education Only — No Sales Presentation
This is a Medicare education session, not a sales event. No plan, product, or enrollment action will be promoted. The goal is to make sure you understand your options clearly before any decision is made.
Accurate, Current 2026 Medicare Information
Everything presented reflects official 2026 Medicare figures as published by the Centers for Medicare & Medicaid Services — premiums, deductibles, cost-sharing limits, and enrollment rules.
Plain Language — No Prior Knowledge Required
Medicare terminology is defined when it comes up. Whether you've never looked at Medicare before or you've been enrolled for years, the session is structured to meet you where you are.
Real Live Q&A — Face to Face, On the Spot
The final portion of every session is reserved for your questions. Ask them in person and get direct, honest answers — not deferred to a follow-up sales conversation.
Take-Home Reference Materials Provided
Every attendee receives a printed reference guide to take home, review with family, or use when you're ready to make decisions at your own pace.
No Follow-Up Pressure — You're in Control
Registering does not sign you up for any sales contact. If you'd like a private one-on-one consultation after attending, that option is available at your request and only your request.
Independent Medicare Broker
Licensed in 34 States · 40+ Carriers
Your Host
Paul Barrett
Founder, The Modern Medicare Agency
"I got into Medicare not because it was easy — but because it was confusing, even for insurance professionals. That needed to change."
Early in my career, I watched too many people get guided into coverage that served an agent’s commission schedule more than their actual health situation. Going independent was the only way to change that dynamic.
For 18 years, I’ve specialized exclusively in Medicare — no life insurance quotas, no other product lines pulling my attention. Medicare is all I do, working with clients across more than 34 states.
This monthly seminar is the same session I’d give a friend or family member who asked me to explain Medicare honestly — with no sales objective in the room
18
Years Medicare‑Only
5,000+
Clients Guided
40+
Carriers Represented
34
States Licensed
From Past Attendees
What People Say After Attending
People turning 65, recent retirees, and long-enrolled Medicare recipients looking for clarity.
“I’d been dreading the whole Medicare process for months. After one session I finally understood what I was looking at. Paul explains things like a teacher, not a salesman — I left with a clear picture instead of more confusion.”
Susan M.
Retired Teacher · Long Island, NY
“I’ve been enrolled for four years and never fully understood what I signed up for. The seminar gave me the framework to actually evaluate my situation objectively. Nobody pushed me toward anything — Paul just laid out the facts.”
Robert K.
Retired · Charlotte, NC
“My husband and I attended together and had a full page of notes ready when we followed up. It was the most prepared we’d ever felt walking into an insurance conversation. Highly recommend to anyone approaching Medicare.”
Carol D.
Turning 65 · Scottsdale, AZ
Client reviews
What People Say About Paul
Watch how people just like you got clarity, avoided expensive mistakes, and felt confident choosing the right Medicare plan — without confusion or pressure.
In this free seminar, you’ll learn how to avoid common mistakes, understand your options clearly, and make the right choice for your situation with confidence.
Common Questions
Frequently Asked Questions
Yes, completely free. There is no registration fee and nothing will be sold during the session. This is a Medicare education class. You will not be asked for payment, insurance information, or to enroll in anything — before, during, or after.
Yes — especially if your premiums have increased significantly, your provider network has changed, or you’ve been hearing about plan types that weren’t presented when you first enrolled. The webinar covers the structural trade-offs between plan types in detail, which is useful for evaluating your current coverage.
Only if you request one. Registering for the webinar does not authorize any follow-up sales contact. Your information is used only to send the Zoom link, reminders, and recording. If you’d like a private consultation after attending, that option is available — but entirely at your discretion.
Yes — particularly if retirement is within the next one to three years. The rules around coordinating Medicare with employer coverage are specific and frequently misunderstood. Knowing them early helps you avoid enrollment mistakes that result in permanent lifetime penalties.
Bring it to the live Q&A. Paul regularly addresses individual questions during every session. If your situation is complex enough to warrant a private conversation, that can be arranged as a no-cost, no-obligation follow-up after the seminar.
Absolutely. Sessions are held monthly at our office and local libraries. Register below and we’ll notify you when the next date and location are confirmed so you can pick what works for your schedule.
Sessions are held at our office and partner local libraries in the community. The full address is sent to you in a confirmation email immediately after you register. Seating is limited, so we recommend reserving your spot early.
Approximately 60 minutes — roughly 45 minutes of structured content and 15 minutes of live Q&A. Sessions occasionally run a few minutes longer when there are many questions, but rarely beyond 75 minutes. You’ll receive the full recording either way.
Absolutely. Many attendees bring a spouse or an adult child. We encourage it — everyone benefits from hearing the same information firsthand. You’re welcome to register multiple household members, each at no cost.
It’s a fair question to ask — and the right one. Paul has built his practice entirely on referrals and trust over 18 years. No specific plan will be named, priced, or recommended during the seminar. You’re welcome to attend, learn, and leave with no next step required. The format is structured as a class, not a presentation — and the Q&A reflects that.
Register for the June Seminar
Wednesday, June 18, 2026 · 6:30 PM Eastern · Free · In Person — Our Office & Local Library
Reserve Your Free Seat at a Local Medicare Workshop
- No cost — no credit card required
- In person at our office and local libraries
- Location address sent after you register
- Take-home reference guide provided to all attendees
- Your contact information is never sold or shared
- No follow-up sales calls unless you request one
- Sessions held monthly — miss June, we'll see you next time
Reserve My Free Seat
You’ll receive a confirmation email with the location address and a short pre-seminar guide.
🔒 Your information is used only to confirm your reservation. Never sold or shared. Unsubscribe any time.
