What is Medicare, and am I eligible for it?

Medicare is federal health insurance for those 65+ or with certain disabilities. Eligibility depends on age, disability, and U.S. residency.

What is the difference between Medicare Advantage and Medigap?

Medicare Advantage combines Part A, B, and sometimes D into one plan, while Medigap covers costs not included in Original Medicare (A and B).

When should I enroll in Medicare?

You should enroll during your Initial Enrollment Period, which starts 3 months before you turn 65 and ends 3 months after.

What does Medicare Part D cover, and how does it work?

Medicare Part D provides prescription drug coverage through private plans, either standalone or as part of Medicare Advantage.

How can I find the best Medicare plan for my needs?

We offer free consultations to compare Medicare plans and help you choose the best one based on your health needs and budget.

Does Medicare cover dental and vision care?

Original Medicare doesn’t cover routine dental and vision care, but many Medicare Advantage plans include these benefits.

What is the difference between term and whole life insurance?

Term life covers you for a set period, while whole life offers lifetime coverage and builds cash value.

Can I switch my Medicare plan after I enroll?

Yes, you can switch plans during the Annual Enrollment Period (October 15 to December 7) or if you qualify for a Special Enrollment Period.

What is the Medicare Savings Program?

The Medicare Savings Program helps low-income individuals pay for Medicare premiums, deductibles, and coinsurance.

Are there any hidden costs in Medicare?

Medicare has out-of-pocket costs such as premiums, deductibles, and co-pays, which can be minimized with additional coverage like Medigap or Medicare Advantage.

Greenlawn Medicare Agent – Trusted Local Medicare Help

Compare Medicare Advantage & Medigap Plans from Leading Carriers — All in One Simple Review

Item: The Modern Medicare Agency
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Schedule Your Free Consultation

New to Medicare in Greenlawn? Already Enrolled? Turning 65? I’m Here to Help.

Whether you’re turning 65, still working past 65 and transitioning off employer coverage, already on Medicare and reviewing your options, or under 65 due to a disability — you deserve clear guidance, not confusion.

And with the Annual Enrollment Period ending December 7, now is the perfect time to review your coverage and make sure you’re in the right Medicare plan for 2026.

I proudly help every type of Medicare consumer in the Greenlawn area:

Turning 65

Guidance on first-time enrollment, deadlines, penalties, and choosing the right Medicare plan

Still working past 65

Help coordinating Medicare with employer-sponsored health insurance

Retiring after 65

Avoiding coverage gaps and costly Medicare enrollment mistakes

Already on Medicare

Annual plan reviews, cost comparisons, provider and network checks

Under 65 with disability

Specialized Medicare support and plan options

Caregivers & family members

Clear explanations of benefits, coverage changes, and enrollment decisions

Why Greenlawn Residents Choose Paul Barrett for Medicare

Medicare Advantage Plans in Greenlawn, NY

Greenlawn residents have access to a wide range of Medicare Advantage (Part C) plans offered by several insurance carriers across New York. These plans combine Medicare Part A (hospital) and Part B (medical) coverage, and many include prescription drug coverage (Part D) along with added benefits such as dental, vision, and hearing. Choosing the right Medicare Advantage plan in Greenlawn depends on your doctors, medications, preferred hospitals, and total out-of-pocket costs — not just the monthly premium.

I Represent These Top Medicare Advantage Carriers Serving Greenlawn:

Why Having So Many Medicare Plan Choices Matters

Not all Medicare Advantage plans are the same. Some plans may advertise $0 monthly premiums but come with limited doctor networks, higher copays, or weaker customer support. Other plans may have a monthly cost but could save you thousands in out-of-pocket expenses when you actually need care.

Overwhelmed by Choices?

You don’t have to sort through dozens of plans on your own. I’ll compare the available Medicare plans in Greenlawn based on your doctors, prescriptions, and budget, then narrow everything down to the best 2–3 options that truly fit your situation.

Medicare Supplement Plans in Greenlawn, NY

Prefer the freedom to see any doctor or specialist nationwide who accepts Medicare—no networks or referrals required? A Medicare Supplement (Medigap) plan may be the right fit. New York offers standardized Medigap plans, and I work with 12+ top carriers to help Greenlawn residents find competitive rates and dependable coverage.

Greenlawn Medigap Carriers I Represent:

UnitedHealthcare (AARP)

Anthem Blue Cross Blue Shield

EmblemHealth

Healthfirst

Aetna

WellCare

Additional Carriers

Multiple carriers = competitive rates and more stable pricing over time.

Greenlawn Unique Medigap Advantages

Understanding Medigap Pricing in Greenlawn

Guaranteed Issue Rights

Important: While age doesn’t affect Medigap pricing in New York, premiums can still change due to inflation and rising healthcare costs. That’s why I help you focus on carriers with strong rate stability and long-term value.

Plan G

Comprehensive Coverage

One of the most popular Medigap options in New York. After you meet the annual Medicare Part B deductible, Plan G covers nearly all Medicare-approved costs—no surprise bills, no coinsurance worries.

Best for: Those who want predictable healthcare costs and the highest level of coverage.

High Deductible Plan G

Smart Savings

Provides the same benefits as standard Plan G, but with a higher annual deductible. Once the deductible is met, the plan covers eligible costs just like regular Plan G.

Best for: Healthy individuals who want catastrophic protection while keeping monthly premiums low.

Plan N

Balanced Option

Offers lower premiums than Plan G with modest copays for some office visits and emergency room care. A solid middle-ground for those comfortable with small out-of-pocket costs.

Best for: Those seeking a balance between premium savings and solid coverage.

Want to See Actual Medigap Rates?

I’ll show you side-by-side pricing from multiple carriers so you can make an informed decision. Most people are surprised by how affordable Medigap can be—

Medicare Part D Prescription Drug Plans in Greenlawn, NY

Greenlawn residents can choose from multiple standalone Medicare Part D Prescription Drug Plans each year. If you have Original Medicare with a Medigap plan, you’ll need a separate Part D plan to cover your prescription medications. Because Part D plans change their pricing and drug coverage annually, choosing the right plan in Greenlawn, NY can make a significant difference in your total healthcare costs.

Finding the Right Part D Plan

The “best” Part D plan isn’t always the one with the lowest monthly premium. It’s the plan that covers your specific medications at the lowest total yearly cost. A plan that looks inexpensive upfront can end up costing more if your prescriptions fall into higher tiers.

I'll Help You Compare:

Whether your current prescriptions are covered in Greenlawn, NY
How your medications are classified (generic vs. brand-name tiers)
Your estimated total annual cost (premiums, deductibles, and copays)
Preferred nearby pharmacies (CVS, Walgreens, and local Greenlawn pharmacies)
If and when you may enter the Medicare Part D coverage gap (“donut hole”)

Important: Part D formularies (drug lists) can change annually, so it’s worth reviewing your plan each year to ensure you’re still getting the best value.

Bring me your prescription list, and I’ll run a personalized Part D analysis to find the plan that saves you the most money.

Free Consultation

We’ll meet by phone or Zoom—whatever’s most comfortable for you. No cost, no obligation.

Understand Your Needs

I’ll ask about your doctors, prescriptions, budget, and health priorities. The more I know, the better I can help.

Compare Your Options

I’ll show you side-by-side comparisons of the plans that fit your situation—from all carriers I represent, not just one company.

Enroll with Confidence

Once you’ve chosen the right plan, I’ll handle the enrollment paperwork and make sure everything is submitted correctly.

Ongoing Support

Your coverage starts, and I remain your resource for questions, claims issues, or annual reviews. I’m here for the long haul.

How Working with Paul Barrett Works

Free Consultation

We’ll meet by phone or Zoom — whatever is most convenient for you.
No cost. No obligation.

Understand Your Needs

I’ll ask about your doctors, prescriptions, budget, and health priorities.
The more I know, the better I can guide you.

Compare Your Options

You’ll see side-by-side comparisons of all plans that fit your needs — from all carriers I represent, not just one company.

Enroll with Confidence

Once you choose the right plan, I’ll handle all enrollment paperwork and ensure it’s submitted correctly.

Ongoing Support

After your coverage begins, I remain your go-to resource for:

Questions

Claims issues

Annual reviews

I’m here for the long haul.

All of This Costs You $0

You may be wondering how this service is free. The answer is simple: I’m paid by the insurance carriers when you enroll, not by you. Your plan costs the same whether you enroll on your own or work with me. The difference is guidance. With me, you get expert help, access to multiple carriers, and ongoing support—so you’re never left figuring things out alone.

Common Medicare Questions from Greenlawn Residents

Get answers to the questions I hear most often from Medicare beneficiaries in Greenlawn

Which is better in Greenlawn: Medicare Advantage or Medicare Supplement?

In Greenlawn (and generally), Medicare Advantage is often better if you want lower monthly premiums and bundled drug/extra benefits, but comes with network limits and more out-of-pocket costs. Medicare Supplement (Medigap) is better if you value freedom to see any Medicare doctor and predictable costs, though premiums are higher and you’ll need separate Part D drug coverage.

Why do plan options vary so much between Greenlawn neighborhoods?

Plan options vary because each neighborhood can fall under different county, ZIP code, and provider network rules. Local hospital participation and carrier service areas also affect which plans are available.

Is my doctor or hospital in-network on Medicare Advantage in Greenlawn?

Network coverage varies by Medicare Advantage plan in Greenlawn. I can review your doctors and preferred hospitals to confirm they’re included in your plan’s network.

Does Medicare cover the shingles vaccine?

Yes, Medicare covers the shingles vaccine. Medicare Part D (prescription drug coverage) typically pays for the shingles vaccine, and many Medicare Advantage (Part C) plans also include coverage—often with low or no out-of-pocket cost, depending on your plan.

What do Medicare Part A and Part B cost in 2026?

Most people pay no premium for Part A if they’ve worked long enough. Part B has a monthly premium set by Medicare each year, along with deductibles and coinsurance. I’ll explain current costs and how they affect your overall plan choice.

Do you help all areas of Greenlawn?

Yes. I help residents throughout all areas of Greenlawn with Medicare plan guidance, offering phone and virtual consultations so you can get expert help no matter where you’re located.

Can I switch Medicare plans if I’m not happy in Greenlawn?

Yes — even if you’re not happy with your current Medicare plan in Greenlawn, you can switch to a different one during specific enrollment periods like the Annual Enrollment (Oct 15 – Dec 7) or the Medicare Advantage Open Enrollment (Jan 1 – Mar 31) if you’re already in an Advantage plan.

Which Medicare Advantage plans work best with Greenlawn local hospitals?

In Greenlawn (Suffolk County, NY), popular Medicare Advantage options like Aetna Medicare Elite (PPO) or Healthfirst Increased Benefits (HMO) include networks that cover local Long Island hospital systems such as Northwell Health facilities like Huntington and other nearby hospitals.

What Greenlawn Clients Say

Real stories from real people who found the right Medicare coverage with Paul’s help.

“I was turning 65 and felt completely overwhelmed.”

“I live in Greenlawn and had no idea where to start with Medicare. Between Advantage plans, supplements, and prescription drug coverage, everything felt overwhelming. Paul took the time to explain each option clearly and never rushed me. He reviewed my doctors, medications, and budget, then presented a few plans that truly made sense for my situation.

What I appreciated most was that I never felt pressured. I felt confident in my decision and knew exactly what I was enrolling in. I highly recommend working with him if you want honest, local Medicare guidance.”

— Patrick C.

Greenlawn, NY

“Switching plans was easier than I expected.”

“I was already on Medicare but unhappy with my coverage and rising costs. Paul reviewed my current plan, explained what wasn’t working, and showed me better options available here in Greenlawn, NY. He checked my prescriptions, made sure my doctors were in-network, and handled all the paperwork.

The entire process was smooth and stress-free. I now have better coverage and lower out-of-pocket costs. It’s a huge relief knowing I have someone local I can call anytime I have questions.”

— Mary

Greenlawn, NY

About Paul Barrett – Your Greenlawn Medicare Expert

18+ Years

Experience

I’ve been helping people navigate Medicare since 2007—that’s 18 years of keeping up with constant changes, new plans, and evolving regulations. Over that time, I’ve personally assisted more than 5,000 Medicare beneficiaries find coverage that works for their health and budget.

What sets me apart? I don’t work for any single insurance company. I’m an independent broker representing 10+ Medicare Advantage carriers and 12+ Medigap carriers. This means I can give you truly unbiased advice. My loyalty is to you—not to hitting sales quotas for a corporate office.

I believe in education over sales pressure. My role isn’t to push you into a plan you don’t need — it’s to help you clearly understand your Medicare options so you can make an informed, confident decision. Some clients know exactly what they want after a short conversation. Others prefer to take more time and talk things through. Either approach is perfectly fine. I’m here to support you at your pace.

When you work with me, you’re not just getting help during enrollment season. I’m available year-round to assist with claims questions, coverage concerns, and annual plan reviews. Medicare can be complicated, and having a trusted expert on your side truly makes a difference.

— Paul Barrett

The Modern Medicare Agency

Compare Medicare Advantage & Medigap Plans from Leading Carriers — All in One Simple Review

Schedule Your Free Consultation

New to Medicare in Greenlawn? Already Enrolled? Turning 65? I’m Here to Help.