Compare Medicare Advantage & Medigap Plans from Leading Carriers — All in One Simple Review
- Serving Little Neck
- Free Medicare Consultation
- Phone & Zoom Available
- Trusted Local Guidance
Schedule Your Free Consultation
New to Medicare in Little Neck? Already Enrolled? Turning 65? I’m Here to Help.
I proudly help every type of Medicare consumer in the Little Neck area:
Turning 65
Guidance through first-time enrollment, key deadlines, and avoiding costly penalties.
Still working past 65
Help coordinating Medicare with employer coverage to avoid gaps or overpaying.
Retiring after 65
Smooth transition from employer insurance to Medicare without surprises.
Already on Medicare
Annual plan reviews, cost comparisons, and network checks to keep your coverage on track.
Under 65 with disability
Specialized Medicare support and plan options based on eligibility.
Caregivers & family members
Clear explanations to help loved ones understand benefits and make informed choices.
Turning 65
First-time enrollment, deadlines, penalties, and choosing the right plan
Still working past 65
Coordinating Medicare with employer insurance
Retiring after 65
Avoiding gaps and costly mistakes
Already on Medicare
Annual reviews, cost comparisons, network checks
Under 65 with disability
Specialized support and plan options
Caregivers & family members
Help understanding benefits and coverage changes
Why Little Neck Residents Choose Paul Barrett for Medicare
Unmatched Carrier Access
I’m an independent Medicare agent serving Little Neck, NY, representing multiple Medicare Advantage and Medigap carriers, so my recommendations are based on your needs—not any single insurance company or commissions.
Education-First Guidance
No pressure. No sales tactics. I take time to explain your options in plain English so you understand what you’re choosing, why it works, and how it affects your healthcare costs.
Year-Round Support
My service doesn’t stop after enrollment. Whether you have questions, need help with a claim, or want an annual review, I’m available throughout the year—not just during enrollment season.
Local Little Neck Medicare Expert
I work directly with Little Neck residents and understand local doctors, hospital networks, and Medicare plan availability. Phone and Zoom consultations make getting expert Medicare help simple and convenient.
Medicare Advantage Plans in Little Neck, NY
Little Neck residents have access to a wide range of Medicare Advantage (Part C) plans offered by several insurance carriers across New York. These plans combine Medicare Part A (hospital) and Part B (medical) coverage, and many include prescription drug coverage (Part D) along with added benefits such as dental, vision, and hearing. Choosing the right Medicare Advantage plan in Little Neck depends on your doctors, medications, preferred hospitals, and total out-of-pocket costs — not just the monthly premium.
I Represent These Top Medicare Advantage Carriers Serving Little Neck:
UnitedHealthcare
One of the largest Medicare providers with broad network access.
Aetna
Competitive plan options with flexible benefits.
Anthem Blue Cross Blue Shield
Comprehensive Medicare coverage with nationwide provider access.
EmblemHealth
Trusted New York-based health coverage.
Healthfirst
Leading New York community-focused health coverage.
WellCare
Affordable Medicare plans with extra benefits.
+ Additional carriers
More Medicare Advantage options available based on your ZIP code and eligibility.
Why So Many Plan Choices Matter
Does the plan include your doctors and specialists?
Which hospitals are in-network (Glaser Dermatology, Dr Francine Fradella, CityMD Little Neck Urgent Care -Ellie Mental Health, Liberty Holistic Health,Rachel Parodneck & Associates,etc.)?
What are the true out-of-pocket costs (copays, coinsurance, annual maximums)?
Are your prescriptions covered, and at what tier?
Which extra benefits actually matter to you (dental, vision, hearing, OTC)?
How does the carrier rate for customer service and claims support?
Overwhelmed by Choices?
You don’t have to sort through dozens of plans on your own. I’ll compare the available Medicare plans in Little Neck based on your doctors, prescriptions, and budget, then narrow everything down to the best 2–3 options that truly fit your situation.
Medicare Supplement Plans in Little Neck, NY
Prefer the freedom to see any doctor or specialist nationwide who accepts Medicare—no networks or referrals required? A Medicare Supplement (Medigap) plan may be the right fit. New York offers standardized Medigap plans, and I work with 12+ top carriers to residents find competitive rates and dependable coverage.
Little Neck Medigap Carriers I Represent:
Anthem Blue Cross Blue Shield
EmblemHealth
Healthfirst
Aetna
WellCare
Additional Carriers
Little Neck Unique Medigap Advantages
Understanding Medigap Pricing in Little Neck
- Medigap plans in New York are designed to keep pricing straightforward and fair. Premiums are not based on your age, which helps provide predictable costs over time and fewer surprises as you get older.
- Community-Rated Plans: Everyone pays the same premium, regardless of age
- Stable Pricing Structure: Rates don’t increase just because you get older
- Clear Comparisons: Easier to compare plans across carriers apples-to-apples
Guaranteed Issue Protections
- New York offers strong consumer protections for Medigap buyers. In many situations, you can enroll in or switch a Medigap plan without medical underwriting.
Most Popular Medigap Plans for Little Neck Residents
Plan G
Best for: Those who want predictable healthcare costs and broad coverage.
High Deductible Plan G
Lower Monthly Premiums
Provides the same benefits as standard Plan G, but with a higher annual deductible. Once the deductible is met, the plan covers eligible costs just like regular Plan G.
Best for: Healthy individuals who want strong protection with lower monthly premiums.
Plan N
Offers lower premiums than Plan G with modest copays for some office visits and emergency room care. A solid middle-ground for those comfortable with small out-of-pocket costs.
Best for:
Those looking to balance savings with dependable coverage.
Want to See Actual Rates?
Medicare Part D Prescription Drug Plans in Little Neck, NY
Little Neck residents can choose from multiple standalone Medicare Part D Prescription Drug Plans each year. If you have Original Medicare with a Medigap plan, you’ll need a separate Part D plan to cover your prescription medications. Because Part D plans change their pricing and drug coverage annually, choosing the right plan in Little Neck, NY can make a significant difference in your total healthcare costs.
Finding the Right Part D Plan
The “best” Part D plan isn’t always the one with the lowest monthly premium. It’s the plan that covers your specific medications at the lowest total yearly cost. A plan that looks inexpensive upfront can end up costing more if your prescriptions fall into higher tiers.
I'll Help You Compare:
- Whether your current prescriptions are covered in Little Neck, NY
- How your medications are classified (generic vs. brand-name tiers)
- Your estimated total annual cost (premiums, deductibles, and copays)
- Preferred nearby pharmacies (CVS, Walgreens, and local Little Neck pharmacies)
- If and when you may enter the Medicare Part D coverage gap (“donut hole”)
Important: Part D plans update their formularies (drug lists) every year. Reviewing your plan annually helps ensure you’re still getting the best value.
Bring your prescription list, and I’ll run a personalized Part D analysis to help you find a plan that fits your medications and budget.
Free Consultation
Understand Your Needs
Compare Your Options
Enroll with Confidence
Ongoing Support
How Working with Paul Barrett Works
Free Consultation
We’ll connect by phone or Zoom—whichever is easiest for you. There’s no cost, no pressure, and no obligation.
Understand Your Needs
I’ll review your doctors, prescriptions, budget, and healthcare priorities so I can guide you accurately.
Compare Your Options
I’ll walk you through clear, side-by-side comparisons of plans that fit your situation—from multiple carriers, not just one.
Enroll with Confidence
Once you choose a plan, I’ll handle the enrollment details and make sure everything is completed correctly.
Ongoing Support
After enrollment, I remain your local resource for questions, claims help, and annual plan reviews.
All of This Costs You $0
Common Medicare Questions from Little Neck Residents
Get answers to the questions I hear most often from Medicare beneficiaries in Little Neck
There’s no one-size-fits-all answer. Medicare Advantage plans often have lower monthly premiums and extra benefits, but use provider networks. Medicare Supplement (Medigap) plans offer more flexibility to see any doctor who accepts Medicare, with higher monthly premiums. The right choice depends on your doctors, health needs, and budget.
Plan options vary by Little Neck neighborhood because Medicare plans are based on county, ZIP code, provider networks, and local hospital participation.
You can check if your doctor or hospital is in-network on a Medicare Advantage plan in Little Neck, NY by using the plan’s provider search tool or contacting the plan directly.
Yes. The shingles vaccine is covered under Medicare Part D. Coverage and out-of-pocket costs can vary by plan, which is why reviewing your Part D coverage is important.
Most people pay no premium for Part A if they’ve worked long enough. Part B has a monthly premium set by Medicare each year, along with deductibles and coinsurance. I’ll explain current costs and how they affect your overall plan choice.
Yes — I help all areas of Little Neck, NY, including Cold Spring Harbor, Greenlawn, South Huntington, and the surrounding communities.
My Medicare services are available throughout the entire Little Neck area and nearby towns.
Yes — you can switch Medicare plans if you’re not happy, but usually only during specific enrollment periods (like Open Enrollment or Special Enrollment).
Outside those times, changes are limited unless you qualify for a Special Enrollment due to certain life events.
In Little Neck, NY many of the widely available Medicare Advantage plans (like Aetna and Anthem Blue Cross plans) tend to include Northwell-affiliated providers and Little Neck Hospital in their networks, helping ensure access to major local hospitals. However, network participation varies by specific plan, so always verify that your preferred Little Neck area hospitals and doctors are in-network before enrolling.
Important Deadlines
Turning 65?
You have a 7-month window to enroll—starting 3 months before your birthday month and ending 3 months after.
Annual Enrollment Period
October 15 – December 7 Review or change Medicare plans for coverage starting January 1.
Medicare Advantage OEP
January 1 – March 31 One-time opportunity to switch Medicare Advantage plans or return to Original Medicare.
What Little Neck Clients Say
— Robert L.
Little Neck, NY
— Susan M.
Little Neck, NY
About Paul Barrett – Your Little Neck Medicare Expert
18+ Years
18+
Years Experience
5,000+
Clients Served
10+
MA Carriers
12+
Medigap Carriers
