Compare Medicare Advantage Plans & Medigap Options from Trusted Carriers — All in One Place

There’s no one-size-fits-all answer. Medicare Advantage plans often have lower monthly premiums and extra benefits, but use provider networks. Medicare Supplement (Medigap) plans offer more flexibility to see any doctor who accepts Medicare, with higher monthly premiums. The right choice depends on your doctors, health needs, and budget.

Medicare Advantage plans are based on ZIP code and county networks. Provider availability and carrier contracts can vary, even within Cape May County, which is why plan choices and benefits may differ.

That depends on the specific plan. I always verify whether your doctors, specialists, and local hospitals are in-network before you enroll, so there are no surprises later.

Yes. The shingles vaccine is covered under Medicare Part D. Coverage and out-of-pocket costs can vary by plan, which is why reviewing your Part D coverage is important.

Most people pay no premium for Part A if they’ve worked long enough. Part B has a monthly premium set by Medicare each year, along with deductibles and coinsurance. I’ll explain current costs and how they affect your overall plan choice.

Coverage areas for Medicare Advantage plans vary by insurer and plan; not all plans cover every part of Sea Isle City or all of New Hampshire, so you should check your specific plan’s service area or contact your plan/agent to confirm.

Yes. You can change plans during the Annual Enrollment Period (October 15 – December 7) and, in some cases, during other qualifying enrollment periods. I’ll help you understand when and how changes can be made.

That depends on the carrier and plan network. I help match plans that include local hospitals and providers commonly used by Sea Isle City residents.