Medicare Help
You Can Trust.

Medicare Supplement plans are popular with Huntington residents who value predictability and freedom of choice.

With a Medigap plan, you can see any doctor nationwide who accepts Medicare, with no referrals and no network restrictions.

An Honest New York Reality

Because New York has guaranteed issue and community-rated Medigap laws, there are usually fewer meaningful pricing differences between insurance companies.

In most cases:

• Only one or two carriers are competitively priced at a given time
• The plan letter (G, N, or High Deductible G) matters more than the company name
• Carrier competitiveness can change over time

My role:

Help you choose the right structure, identify the best-priced option today, and discuss long-term rate considerations — not overwhelm you with logos.

Many Huntington residents receive care outside of town — or even outside New York. Some see specialists elsewhere on Long Island, some travel frequently, and others live part of the year in another state. If where you receive care — in New York or across the country — matters to you, we plan for that.

I help you understand:

• Which plans offer broader provider access
• How out-of-area and out-of-state care works
• When a Medicare Supplement may be the better fit
• When a Medicare Advantage PPO may still make sense

The goal is simple:

Your coverage should work where you actually receive care — not just where you live.

Prescription drug coverage is often where Medicare becomes most confusing.

I help Huntington residents compare Part D plans by reviewing:

• Your specific medications
• Preferred pharmacies (CVS, Walgreens, and local Huntington pharmacies)
• Total annual drug costs
• Coverage gap exposure
• Year-to-year plan changes

Plans change every year. Annual reviews help prevent surprises.