How Medicare Supplement Plans Actually Work

Simple. Predictable. Designed to reduce out-of-pocket costs.

Original Medicare Pays First

Part A & Part B covers hospital care and doctor services — but leaves deductibles and coinsurance behind.

Medigap Helps Pay What Medicare Doesn't

Deductibles, copays, and coinsurance — depending on the plan you choose.

Works Together — Not Instead Of

See any doctor nationwide who accepts Medicare. No networks or referrals. More predictable medical costs.

Important Note

Medigap does not include prescription drug coverage. A separate Medicare Part D plan is required — something I help coordinate carefully.

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