The Modern Medicare Agency Blog

Understanding Medicare HMO Plans in New York

Understanding Medicare HMO Plans in New York

A Medicare HMO (Health Maintenance Organization) plan is an alternative to Original Medicare (Part A and Part B) that is offered by private insurance companies. These plans provide all Medicare benefits, including hospital and medical coverage, but they typically have...

Understanding Medicare PPO Plans in New York

Understanding Medicare PPO Plans in New York

Medicare PPO Plans In NY   Discovering what a Medicare PPO plan entails is essential. Medicare PPO plans, also known as Part C of Medicare, are a type of Medicare Advantage Plan. In New York, these plans have agreements with the federal government to offer...

What Should You Look For During The Medicare Annual Enrollment Period

What Should You Look For During The Medicare Annual Enrollment Period

The Medicare Annual Enrollment Period (AEP) is a crucial time for Medicare consumers to review and make changes to their coverage. This period, lasting from October 15 to December 7 each year, provides an opportunity to ensure that your healthcare needs are adequately...

Medicare Wellness Visits: Staying Proactive in Your Health Journey

Medicare Wellness Visits: Staying Proactive in Your Health Journey

Whether you label it a checkup, a physical, or a wellness exam, your yearly visit to the primary care physician stands as the frontline of proactive health care. While many individuals seek medical attention only when symptoms arise, making the first move by visiting...

Medicare Advantage vs. Medigap: Decoding the Coverage Puzzle

Medicare Advantage vs. Medigap: Decoding the Coverage Puzzle

Medicare Parts A & B, known as Original Medicare, offer fundamental health coverage, yet they don't cover all needs. Almost 81% of traditional Medicare enrollees choose supplementary coverage. Medicare pays a portion of expenses, leaving you responsible for...

Medicare Appeals Process: Understanding Your Rights and Taking Action

Medicare Appeals Process: Understanding Your Rights and Taking Action

If you were denied coverage for a health service or item, you can request a review of the decision made by Original Medicare, Medicare Advantage, or Part D plan. This formal request for review is known as an appeal. Prior to submitting your appeal, be sure to...