If you’re eligible for Medicare, you might also be able to qualify for a Medicare Special Needs Plan, which is a health insurance plan designed to meet the specific needs of certain groups of Medicare beneficiaries. Enrollment in Special Needs Plans (SNPs for short)...
The Centers for Medicare and Medicaid Services (CMS) publishes guidelines yearly that provide insurance brokers and agents with rules about disseminating marketing materials and engaging in informational communications with Medicare beneficiaries. Referred to as the...
Have you ever wondered if Medicare premiums are tax deductible when you’re self-employed? Unlike regular individuals, business owners can potentially deduct their Medicare premiums from pre-tax dollars to save money on their tax bills. This is good news for any...
Selecting a Medicare plan can be a complex and overwhelming process. There are various options available, and it is easy to get confused. The last thing you’d want is to make a hasty decision that costs you a lot of money. That’s why it is important to work with a...
When choosing a Medicare Part D plan, there are several things you need to consider to ensure you get the coverage you need with the lowest out-of-pocket cost. Unfortunately, finding a program that ticks all the boxes can be difficult. Therefore, it is highly...
The demand for dental insurance in the US is rising due to the improved awareness of oral hygiene and the increasing occurrence of dental problems such as tooth decay. However, getting dental insurance can be stressful, especially if you don’t know where to start....
Choosing the right Medicare plan can be pretty stressful due to the many available options. Therefore, most people prefer working with a reputable Medicare agent Melville to help them understand the intricacies of Medicare and select a plan that suits their unique...
Under the rationale that “more is better,” you might be wondering if you can have more than one primary care doctor and if Medicare will pay for it. The short answer is that it depends, and this article will outline how having multiple primary care physicians works...
When you enroll in Medicare, you might be wondering if you need drug coverage as part of your health insurance. While enrollment in Medicare Part D isn’t mandatory, you will have to pay a penalty if you don’t obtain creditable prescription drug coverage during the...
The Medicare landscape isn’t always easy to navigate, and if you have a Medicare Advantage plan, you might be wondering if you can switch to Medigap, also referred to as a Medicare Supplement. The short answer is yes, but there are some caveats and requirements. We...
In general, the cost of health insurance increases as we get older, but does this apply to a Medicare supplement policy? Most of the time, the answer to the question, “do Medigap premiums increase with age?” is yes. Medicare Supplement plans vary, but most Medigap...
If you have Medicare Part C (also referred to as Medicare Advantage), you might be wondering about the referral requirements for seeing a medical specialist who is not your primary care doctor. Generally speaking, a Medicare Advantage plan requires that you get a...
