News & Updates
U.S. Medigap: $50,000 Cap and 60 Day Limit on Travel Emergencies
U.S. Medicare beneficiaries: verify Medigap’s $50,000 lifetime cap and 60 day rule before you travel. Use the pre-trip checklist to document bills and buy…
15 Minute Mail Order Setup for Medicare: Rules + Agent View
Set up Medicare mail order in 15 minutes. Check formularies and networks, and use an agent’s rules to avoid 90 day supply errors.
65+ Seniors: Check SilverSneakers Eligibility on Medicare Advantage
Check if your Medicare Advantage plan includes SilverSneakers, activate membership, and use a short checklist to find eligible plans near you.
Fell Below 4.0: 2026 U.S. Medicare Advantage Stars, Compare in 6 Steps
2026 methodology changes pushed U.S. Medicare Advantage stars below 4.0. A 6 step checklist helps you compare plans by network, cost, and coverage before…
2026 U.S. Long Term Care Insurance Costs: $950–$5,000+ and When to Buy
2026 AALTCI pricing shows U.S. long term care insurance runs $950–$5,000+ a year; learn when to buy and agent tips to cut premiums.
Annuity Riders: How 1% Fees Can Cost U.S. Retirees $40,000 in 15 Years
U.S. retirees: Learn how annuity rider mechanics—benefit bases, roll-ups, step-ups—translate into real dollar costs and dollar projections to weigh fees…
Medicare: Inpatient vs Observation Status Could Cost You $1,700
Learn how inpatient vs observation status affects Medicare bills, what to ask before discharge, which documents to collect, and coverage options.
Your Complete Guide to AEP 2027: What’s Different This Year, and How to Get Through It With Confidence
AEP 2027 Guide: What’s Different This Year & How to Navigate It The 2026 AEP Guide · October 15 –
SECURE 2.0 Update for U.S. Retirees: 3 Year End Annuity RMD Checks
Clear U.S. rules on RMDs and annuities, updated for SECURE 2.0. Paul Barrett gives three year-end checks to avoid IRS penalties and IRMAA surprises.
