The Modern Medicare Agency Blog

8 Tips to Save Money on Part D Drugs

8 Tips to Save Money on Part D Drugs

8 Tips to Save Money on Part D Drugs   Key Takeaways   Compare co-payments, deductibles, limits, and formularies to select a cost-effective Medicare Part D plan. Minimize prescription costs by consulting your primary prescriber to discuss low-cost generic...

Does Medicare Cover In-Home Care?

Does Medicare Cover In-Home Care?

If you or a loved one has recently returned home from the hospital or needs home health care or physical therapy for an illness or injury, you might be wondering if Medicare will foot the bill. The short answer is yes - both Medicare Part A and Part B cover in-home...

Do I Have to Sign Up for Medicare When I Turn 65?

Do I Have to Sign Up for Medicare When I Turn 65?

Everyone’s specific circumstances will determine whether they must sign up for Medicare at 65, meaning that there’s more than one answer to the question. However, it is imperative to know the correct answer to the question  - Do I have to sign up for Medicare at 65?...

Should I Get a Medicare Supplement Plan?

Should I Get a Medicare Supplement Plan?

Medicare Supplement Plans aim to fill the gaps in your medical expenses, and it is also referred to as a Medigap plan. When your Medicare expenses are adding up, Medicare supplement plans are here to prevent you from paying deductibles and high coinsurance bills. ...

The 5 Best Retirement Communities in New York

The 5 Best Retirement Communities in New York

The list of retirement communities to choose from within New York state is almost never-ending, which means that choosing the right community could become confusing and overwhelming. Fortunately, here, readers can also learn more about finding a Medicare Agent in New...

Top 6 Reasons to Choose a Medicare Advantage Plan

Top 6 Reasons to Choose a Medicare Advantage Plan

In 2022, we saw a significant upsurge in the number of people enrolled in Medicare Advantage plans from 2016. By 2023, about 60% of recipients will have signed up for these plans. The reason is simple: people want more comprehensive healthcare coverage while keeping...

A Comprehensive Overview of Medicare Costs for 2023

A Comprehensive Overview of Medicare Costs for 2023

A Comprehensive Overview of Medicare Costs for 2023 Determining what your healthcare spending's for 2023 will be is just one of the many things which you have to do at the dawn of the new year. This can sometimes be confusing and difficult to determine, and therefore...

What You Need To Know About Medicare Plan G

What You Need To Know About Medicare Plan G

Medicare Supplement Plans, or Medigap plans, are policies that help ‌pay for the deductibles and coinsurance of your Medicare expenses. These plans are popular with people who want very little or no copays. Medicare covers only 80% of Part B expenses, meaning that the...

6 Common Medicare Mistakes to Avoid During Enrollment

6 Common Medicare Mistakes to Avoid During Enrollment

As Hippocrates once said, “health is the greatest of human blessings,” but it often takes a back seat when life gets hectic. If you’re unaware of Medicare’s enrollment periods, you could incur extra medical expenses and delay vital health benefits. This article lists...

Is Original Medicare Enough Coverage: All You Need to Know

Is Original Medicare Enough Coverage: All You Need to Know

Did you know that 81% of Medicare beneficiaries have additional supplemental coverage like Medicare Part D prescription coverage, Medicare Advantage, or a Medigap plan? While some Medicare beneficiaries find that Original Medicare is adequate to cover their medical...

Pros and Cons of Medicare Advantage Plans: The Ultimate Guide

Pros and Cons of Medicare Advantage Plans: The Ultimate Guide

As your 65th birthday approaches, you’ve likely begun considering enrolling in Medicare. Many people don’t realize there are different types of Medicare plans and several options to choose from, including Medicare Advantage plans. There is no single one-size-fits-all...

What Is A Medicare Flex Card For Seniors?

What Is A Medicare Flex Card For Seniors?

The proliferation of information regarding Medicare Flex Cards for Seniors has been rife, but there remains a deal of uncertainty. This is not surprising as most of the claims seem much too good to be true. Unfortunately, that is exactly the case.  Still, that does...